Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
60.13 USD56.20 USD70.47 USD
+107%
56.20 USDCurrent price is 106.7% above the base model value.
A
US
AFL.US · AFLAC INC
US · US
Latest price116.17 USD
30D+3.83%
Vs. base value+70.2%
Research summary
AFL.US latest organized financial period shows revenue declined -9.31% YoY and net income declined -33.01% YoY. Current price is about 116 USD, while the model base case is about 68.25 USD; the current price sits +70.2% versus the base case. No structured non-recurring items are identified, so valuation defaults to reported figures. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue17B USD
Net income4B USD
Free cash flow3B USD
Operating cash flow3B USD
Price trend
Price date: 2026/04/29 · Updated: 2026/04/29 15:23
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price116.17 USD
Base value68.25 USD
Vs. base+70.2%
Price date2026/04/29
68.25 USD68.25 USD70.47 USD
+70.21%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
185.02 USD269.34 USD331.54 USD
-56.87%
269.34 USDCurrent price is 56.9% below the base model value.
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth7.5%
Current price implies roughly 7.5% annualized FCF growth.
7.5%Current price implies roughly 7.5% annualized FCF growth.
Calculated
Earnings Power Value
Estimates earnings power value without assuming growth.
68.25 USD68.25 USD68.25 USD
+70.21%
68.25 USDCurrent price is 70.2% above the base model value.
Updated: 2026/04/29 15:23
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
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Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.
No structured non-recurring items identified. Valuation currently defaults to reported figures and does not claim one-time gains have been removed.
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 13
| Period | Type | Revenue | Net Income | Adjusted net income | Free Cash Flow | Diluted EPS | Adjusted EPS |
|---|---|---|---|---|---|---|---|
| 2025/12/31 | Annual | 17B USD | 4B USD | - | 3B USD | 6.82 | - |
| 2024/12/31 | Annual | 19B USD | 5B USD | - | 3B USD | 9.63 | - |
| 2023/12/31 | Annual | 19B USD | 5B USD | - | 3B USD | 7.78 | - |
| 2022/12/31 | Annual | 20B USD | 4B USD | - | 4B USD | 6.59 | - |
| 2021/12/31 | Annual | - | - | - | - | - | - |
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