Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
19.82 USD18.52 USD23.22 USD
+183%
18.52 USDCurrent price is 183.1% above the base model value.
B
US
BAC.US · BANK OF AMERICA CORP /DE/
US · US
Latest price52.44 USD
30D-15.62%
Vs. base value+38.7%
Research summary
BAC.US latest organized financial period shows revenue grew +11% YoY and net income grew +12.45% YoY. Current price is about 52.44 USD, while the model base case is about 37.83 USD; the current price sits +38.7% versus the base case. The page shows both reported and adjusted views; valuation still defaults to reported figures, while adjusted figures help isolate structured one-time-item impact. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue113B USD
Net income31B USD
Free cash flow13B USD
Operating cash flow13B USD
Price trend
Price date: 2026/04/29 · Updated: 2026/04/29 15:24
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price52.44 USD
Base value37.83 USD
Vs. base+38.7%
Price date2026/04/29
36.29 USD37.83 USD41.47 USD
+38.63%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
52.76 USD57.13 USD59.72 USD
-8.2%
57.13 USDCurrent price is close to the base model value.Adjusted reference: 46.51 USD
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth11.7%
Current price implies roughly 11.7% annualized FCF growth.
11.7%Current price implies roughly 11.7% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
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-Operating income data is insufficient.
Updated: 2026/04/29 15:24
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
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Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.
| Period | Item | Category | After-tax impact | Confidence |
|---|---|---|---|---|
| 2025/12/31 | Litigation settlement | Litigation | -333M USD | Medium |
| 2024/12/31 | Litigation settlement | Litigation | -420M USD | Medium |
| 2023/12/31 | Litigation settlement | Litigation | -1B USD | Medium |
| 2022/12/31 | Litigation settlement | Litigation | -3B USD | Medium |
| 2021/12/31 | Litigation settlement | Litigation | -259M USD | Medium |
| 2020/12/31 | Litigation settlement | Litigation | -1B USD | Medium |
| 2025/09/30 | Litigation settlement | Litigation | -281M USD | Medium |
| 2025/06/30 | Litigation settlement | Litigation | -253M USD | Medium |
| 2025/03/31 | Litigation settlement | Litigation | -123M USD | Medium |
| 2024/09/30 | Litigation settlement | Litigation | -357M USD | Medium |
| 2024/06/30 | Litigation settlement | Litigation | -322M USD | Medium |
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 14
| Period | Type | Revenue | Net Income | Adjusted net income | Free Cash Flow | Diluted EPS | Adjusted EPS |
|---|---|---|---|---|---|---|---|
| 2025/12/31 | Annual | 113B USD | 31B USD | 31B USD | 13B USD | 3.81 | 3.85 |
| 2024/12/31 | Annual | 102B USD | 27B USD | 28B USD | -9B USD | 3.21 | 3.26 |
| 2023/12/31 | Annual | 99B USD | 27B USD | 28B USD | 45B USD | 3.08 | 3.22 |
| 2022/12/31 | Annual | 95B USD | 28B USD | 30B USD | -6B USD | 3.19 | 3.52 |
| 2021/12/31 | Annual | 89B USD | 32B USD | 32B USD | -7B USD | 3.57 | 3.6 |
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