Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
925.95 USD1,346.74 USD1,799.63 USD
-85.82%
1,346.74 USDCurrent price is 85.8% below the base model value.
C
US
COF.US · CAPITAL ONE FINANCIAL CORP
US · US
Latest price191.01 USD
30D-16.36%
Vs. base value-73.2%
Research summary
COF.US latest organized financial period shows revenue grew +36.62% YoY and net income declined -48.36% YoY. Current price is about 191 USD, while the model base case is about 712 USD; the current price sits -73.2% versus the base case. No structured non-recurring items are identified, so valuation defaults to reported figures. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue53B USD
Net income2B USD
Free cash flow26B USD
Operating cash flow28B USD
Price trend
Price date: 2026/04/29 · Updated: 2026/04/29 15:25
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price191.01 USD
Base value712.30 USD
Vs. base-73.2%
Price date2026/04/29
504.63 USD712.30 USD948.63 USD
-73.18%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
83.30 USD77.86 USD97.62 USD
+145%
77.86 USDCurrent price is 145.3% above the base model value.
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth-10.0%
Current price implies roughly -10.0% annualized FCF growth.
-10.0%Current price implies roughly -10.0% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
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-
-Operating income data is insufficient.
Updated: 2026/04/29 15:25
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
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Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.
No structured non-recurring items identified. Valuation currently defaults to reported figures and does not claim one-time gains have been removed.
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Quarterly and annual financial table
Financial DetailsShowing latest 5 / 14
| Period | Type | Revenue | Net Income | Adjusted net income | Free Cash Flow | Diluted EPS | Adjusted EPS |
|---|---|---|---|---|---|---|---|
| 2025/12/31 | Annual | 53B USD | 2B USD | - | 26B USD | 4.03 | - |
| 2024/12/31 | Annual | 39B USD | 5B USD | - | 17B USD | 11.59 | - |
| 2023/12/31 | Annual | 37B USD | 5B USD | - | 20B USD | 11.95 | - |
| 2022/12/31 | Annual | 34B USD | 7B USD | - | 13B USD | 17.91 | - |
| 2021/12/31 | Annual | 30B USD | 12B USD | - | 12B USD | 26.94 | - |
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