SV
P
US

PYPL.US · PayPal Holdings, Inc.

US · US

Latest price49.88 USD
30D-15.07%
Vs. base value-17.5%

Research summary

PYPL.US latest organized financial period shows revenue grew +4.32% YoY and net income grew +26.19% YoY. Current price is about 49.88 USD, while the model base case is about 60.49 USD; the current price sits -17.5% versus the base case. The page shows both reported and adjusted views; valuation still defaults to reported figures, while adjusted figures help isolate structured one-time-item impact. This summary is intended for public-information research and model review.

Key financial trend

Annual financial metrics with switchable views. · Unit: USD

14 records
Revenue33B USD
Net income5B USD
Free cash flow6B USD
Operating cash flow6B USD

Price trend

Price date: 2026/04/29 · Updated: 2026/04/29 15:22

Valuation model range

Hover each model row to inspect formulas and inputs.

Current price49.88 USD
Base value60.49 USD
Vs. base-17.5%
Price date2026/04/29
62.13 USD60.49 USD69.23 USD

-17.54%

Calculated

DCF

Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.

72.37 USD67.64 USD84.81 USD

-26.26%

67.64 USDCurrent price is 26.3% below the base model value.
Calculated

Owner Earnings

Uses recent net income as an owner-earnings proxy and discounts scenario growth.

62.13 USD60.49 USD69.23 USD

-17.54%

60.49 USDCurrent price is 17.5% below the base model value.Adjusted reference: 82.53 USD
Calculated

Reverse DCF

Solves the forward FCF growth rate implied by the current price.

Implied growth-6.1%

Current price implies roughly -6.1% annualized FCF growth.

-6.1%Current price implies roughly -6.1% annualized FCF growth.
Calculated

Earnings Power Value

Estimates earnings power value without assuming growth.

49.66 USD49.66 USD49.66 USD

+0.44%

49.66 USDCurrent price is close to the base model value.

Updated: 2026/04/29 15:22

Valuation basis and non-recurring items

Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.

Expand

A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.

PeriodItemCategoryAfter-tax impactConfidence
2024/12/31Restructuring chargesRestructuring-243M USDMedium
2023/12/31Asset impairmentImpairment-145M USDMedium
2023/12/31Business sale gain/lossAsset sale gain/loss844M USDMedium
2023/12/31Restructuring chargesRestructuring-193M USDMedium
2022/12/31Asset impairmentImpairment-192M USDMedium
2022/12/31Restructuring chargesRestructuring-287M USDMedium
2021/12/31Asset impairmentImpairment-62M USDMedium
2021/12/31Restructuring chargesRestructuring-64M USDMedium
2020/12/31Asset impairmentImpairment-71M USDMedium
2020/12/31Restructuring chargesRestructuring-258M USDMedium
2025/03/31Restructuring chargesRestructuring-31M USDMedium
2024/09/30Restructuring chargesRestructuring-521M USDMedium
2024/06/30Restructuring chargesRestructuring-539M USDMedium
2024/03/31Restructuring chargesRestructuring-277M USDMedium
Ad placement

Quarterly and annual financial table

Financial DetailsShowing latest 5 / 14
PeriodTypeRevenueNet IncomeAdjusted net incomeFree Cash FlowDiluted EPSAdjusted EPS
2025/12/31Annual33B USD5B USD-6B USD5.41-
2024/12/31Annual32B USD4B USD4B USD7B USD3.994.22
2023/12/31Annual30B USD4B USD4B USD4B USD3.843.38
2022/12/31Annual28B USD2B USD3B USD5B USD2.092.5
2021/12/31Annual25B USD4B USD4B USD5B USD3.523.63
Ad placement