Calculated
DCF
Free cash flow, growth, discount rate, and terminal growth form an intrinsic value range.
119.48 USD111.68 USD140.03 USD
+14.43%
111.68 USDCurrent price is 14.4% above the base model value.
C
US
C.US · CITIGROUP INC
US · US
Latest price127.79 USD
30D-18.43%
Vs. base value-21.6%
Research summary
C.US latest organized financial period shows revenue grew +5.04% YoY and net income grew +12.81% YoY. Current price is about 128 USD, while the model base case is about 163 USD; the current price sits -21.6% versus the base case. The page shows both reported and adjusted views; valuation still defaults to reported figures, while adjusted figures help isolate structured one-time-item impact. This summary is intended for public-information research and model review.
Key financial trend
Annual financial metrics with switchable views. · Unit: USD
Revenue85B USD
Net income14B USD
Free cash flow-74B USD
Operating cash flow-68B USD
Price trend
Price date: 2026/04/29 · Updated: 2026/04/29 15:26
Valuation model range
Hover each model row to inspect formulas and inputs.
Current price127.79 USD
Base value162.99 USD
Vs. base-21.6%
Price date2026/04/29
128.71 USD162.99 USD206.63 USD
-21.6%
Calculated
Owner Earnings
Uses recent net income as an owner-earnings proxy and discounts scenario growth.
137.94 USD214.30 USD273.23 USD
-40.37%
214.30 USDCurrent price is 40.4% below the base model value.Adjusted reference: 176.48 USD
Calculated
Reverse DCF
Solves the forward FCF growth rate implied by the current price.
Implied growth-0.2%
Current price implies roughly -0.2% annualized FCF growth.
-0.2%Current price implies roughly -0.2% annualized FCF growth.
Excluded
Earnings Power Value
Estimates earnings power value without assuming growth.
---
-
-Operating income data is insufficient.
Updated: 2026/04/29 15:26
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
ExpandCollapse
Valuation basis and non-recurring items
Collapsed by default. Expand to inspect structured one-time items and adjusted figures without making them the primary page focus.
A positive amountAfterTax means the item increased reported net income; a negative value means it reduced reported net income. Adjusted net income = reported net income minus total after-tax impact. Valuation defaults to reported figures; adjusted figures are shown to observe one-time-item impact.
| Period | Item | Category | After-tax impact | Confidence |
|---|---|---|---|---|
| 2025/12/31 | Discontinued operations | Discontinued operations | -3M USD | High |
| 2025/12/31 | Restructuring charges | Restructuring | -822M USD | Medium |
| 2024/12/31 | Discontinued operations | Discontinued operations | -4M USD | High |
| 2024/12/31 | Restructuring charges | Restructuring | -1B USD | Medium |
| 2023/12/31 | Discontinued operations | Discontinued operations | -3M USD | High |
| 2023/12/31 | Restructuring charges | Restructuring | -2B USD | Medium |
| 2022/12/31 | Discontinued operations | Discontinued operations | -693M USD | High |
| 2021/12/31 | Asset impairment | Impairment | -325M USD | Medium |
| 2021/12/31 | Discontinued operations | Discontinued operations | 28M USD | High |
| 2020/12/31 | Asset impairment | Impairment | -391M USD | Medium |
| 2020/12/31 | Discontinued operations | Discontinued operations | -68M USD | High |
| 2025/09/30 | Discontinued operations | Discontinued operations | -3M USD | High |
| 2025/09/30 | Restructuring charges | Restructuring | -12M USD | Medium |
| 2025/06/30 | Discontinued operations | Discontinued operations | -1M USD | High |
| 2025/06/30 | Restructuring charges | Restructuring | -7M USD | Medium |
| 2025/03/31 | Discontinued operations | Discontinued operations | -1M USD | High |
| 2025/03/31 | Restructuring charges | Restructuring | -7M USD | Medium |
| 2024/12/31 | Restructuring charges | Restructuring | -614M USD | Medium |
| 2024/09/30 | Discontinued operations | Discontinued operations | -6M USD | High |
| 2024/09/30 | Restructuring charges | Restructuring | -441M USD | Medium |
| 2024/06/30 | Discontinued operations | Discontinued operations | -2M USD | High |
| 2024/06/30 | Restructuring charges | Restructuring | -498M USD | Medium |
Ad placement
Quarterly and annual financial table
Financial DetailsShowing latest 5 / 14
| Period | Type | Revenue | Net Income | Adjusted net income | Free Cash Flow | Diluted EPS | Adjusted EPS |
|---|---|---|---|---|---|---|---|
| 2025/12/31 | Annual | 85B USD | 14B USD | 15B USD | -74B USD | 6.99 | 7.39 |
| 2024/12/31 | Annual | 81B USD | 13B USD | 14B USD | -26B USD | 5.94 | 6.52 |
| 2023/12/31 | Annual | 78B USD | 9B USD | 12B USD | -80B USD | 4.04 | 5.12 |
| 2022/12/31 | Annual | 75B USD | 15B USD | 16B USD | 19B USD | 7 | 7.33 |
| 2021/12/31 | Annual | 17B USD | 3B USD | 3B USD | 57B USD | 1.46 | 1.6 |
Ad placement